It is our goal to provide you with outstanding orthodontic care that fits your budget. We understand that orthodontics is both a personal and financial investment and every patient has different needs when meeting their financial obligations. For this reason, we offer several payment options. For payments due at the time of service we accept cash, check, Visa or MasterCard. For treatment provided over a period of time we offer the following payment options:
Accepted Payment Options
- Payment in Full – If no other discounts are being awarded, a 5% discount is offered when payment is made in full by check or cash when treatment begins for full braces or Invisalign®.
- Automatic Checking Account Draft – We offer no interest, financial arrangements with a one-time down payment followed by monthly payments all of which are conveniently drafted from your checking account.
- Automatic Credit Card Charge – We offer no interest, financial arrangements with a one-time down payment followed by monthly payments all of which are conveniently charged to your credit card.
Our monthly payment program is a convenient way to spread the cost of treatment out over time and due regardless of whether a patient is seen during the month. It is our goal to finish our patient’s treatment with the best possible result in the shortest amount of time. Consequently, there is no refund or credit given for finishing treatment before the estimated time. This is simply an added benefit of choosing Dr. Osterman and his team as your orthodontic treatment provider.
Insurance
If your insurance covers orthodontic treatment, you will receive the benefit of reduced personal costs. Many insurance policies have a lifetime orthodontic benefit that is separate from regular dental insurance. Insurance policies vary, so we will review your plan and help you understand the specifics of your policy.
We accept all indemnity insurances and we are a Delta Dental preferred provider. Our financial team is glad to file your claims for you, which is an additional service many orthodontic offices do not provide.
To help us with your insurance filing, please complete the insurance questions on our questionnaire.
Please remember that orthodontic insurance is a benefit for you or your child. If, during the course of treatment, your benefits change, the financially responsible party is accountable for all remaining charges.