Quality Orthodontic Care with Flexible Financing
At Lafayette Orthodontics, we believe that everyone deserves a confident, healthy smile, without financial stress getting in the way. That’s why Dr. Seth Osterman offers flexible, family-friendly financing options tailored to your budget. We understand that orthodontics is a personal and financial investment, and we’re here to guide you through every step.
Flexible Payment Plans for Affordable Braces and Invisalign
We offer orthodontic payment options designed to fit your financial needs and lifestyle. Whether you’re exploring braces for your child or Invisalign for yourself, we make it easy to begin treatment with a plan that works for you:
Payment in Full – Enjoy a 5% discount when you pay in full by check or cash at the start of full braces or Invisalign® treatment (if no other discounts are applied).
No-Interest Financing – Automatic payment plan with a one-time down payment, followed by convenient monthly payments. Payments are automatically charged to your credit card.
- Our monthly payment program is designed to spread the cost of treatment over time, regardless of whether you’re seen that month, so you can stay on budget without delay.
Please note: We do not offer refunds or credits for completing treatment earlier than estimated. This is simply a bonus benefit of choosing Dr. Osterman and his experienced team for your orthodontic care.
What’s Included in Your Orthodontic Treatment Fee?
When you invest in your smile with us, you can feel confident knowing your treatment fee includes:
Custom orthodontic appliances tailored to your smile
All routine and emergency visits throughout the duration of your care
One set of final retainers at the end of active treatment
Replacement retainers or additional appliances may incur a separate fee if lost or damaged.
Exam & Transparent Costs
Your financial journey begins with an exam, where we’ll walk you through:
Your personalized treatment plan
A detailed explanation of all applicable fees and insurance coverages
The financing options available to make orthodontics affordable
Understanding Your Insurance Benefits
If your insurance covers orthodontic treatment, you may receive the benefit of reduced out-of-pocket costs. Some dental plans include a lifetime orthodontic benefit separate from general dental coverage, and we’re here to help you apply benefits to your treatment. While we will assist you with your insurance benefit estimates, we encourage all insured parties to verify that these estimates are not guaranteed until the insurance company has issued payments.
We accept all indemnity insurance plans and are a Delta Dental preferred provider. Our financial team will file and manage claims on your behalf—an added convenience that many offices do not provide.
To help us assist with insurance, please complete the insurance section of our new patient questionnaire.
Please remember that orthodontic insurance is a contract between you, your employer, and the insurance company. If, during the course of treatment, your benefits change, or the insurance company does not pay their estimated benefit, the financially responsible party is accountable for all remaining balances.